AML / KYC Policy

1. Purpose

This Anti-Money Laundering and Know Your Customer Policy ("AML/KYC Policy") outlines the procedures implemented by Double J Global Pte. Ltd. ("Double J Global", "the Company") to prevent the misuse of its services for money laundering, fraud, or other unlawful activities.

Although Double J Global does not operate as a financial institution or regulated payment service provider, the Company maintains internal compliance procedures designed to ensure responsible business operations and risk management.

2. Business Model

Double J Global operates as a Merchant of Record (MoR) for certain digital platforms.

The Company processes payments for digital services and platform-based products offered by partner platforms.

Double J Global does not:

• operate a remittance service
• provide cryptocurrency exchange services
• issue stored value or e-money
• hold funds on behalf of third parties

Payments are processed through licensed payment processors.

3. Risk-Based Approach

Double J Global adopts a risk-based approach to compliance and fraud prevention.

Compliance measures may vary depending on factors such as:

• transaction size
• customer type
• jurisdiction of the customer
• unusual transaction behavior

Higher-risk transactions may require enhanced verification procedures.

4. Customer Identification

Where necessary for risk management or regulatory compliance, Double J Global may conduct customer identification procedures.

For individual customers, this may include:

• name verification
• contact information verification
• transaction confirmation

For corporate customers, the Company may conduct Know Your Business (KYB) verification including:

• company registration documents
• beneficial ownership information
• business activity verification

5. Transaction Monitoring

The Company maintains internal monitoring procedures to identify potentially suspicious activity.

Indicators may include:

• unusually large transactions
• repeated high-value purchases
• inconsistent transaction patterns
• activity suggesting fraud or abuse

Transactions identified as high risk may be subject to additional review.

6. Sanctions Screening

Double J Global may screen relevant parties against applicable sanctions lists where appropriate, including internationally recognized sanctions databases.

Transactions involving sanctioned individuals or entities will not be permitted.

7. Suspicious Activity Handling

If suspicious activity is identified, the Company may take appropriate actions including:

• requesting additional verification information
• delaying or refusing a transaction
• suspending services
• reporting suspicious activity to payment processors or relevant authorities where legally required

8. Record Keeping

Transaction and verification records may be retained for compliance and operational purposes.

Records may be maintained for a period of up to five (5) years, or longer if required by applicable law or internal compliance procedures.

9. Internal Controls

Double J Global maintains internal controls designed to support compliance and fraud prevention, including:

• transaction monitoring procedures
• internal review of high-risk transactions
• verification processes for corporate customers
• internal compliance oversight

10. Policy Updates

This AML/KYC Policy may be updated periodically to reflect operational developments or regulatory expectations.

The latest version will be maintained internally and may be published where appropriate.

11. Contact

Questions regarding this policy may be directed to:

Double J Global Pte. Ltd.
2 Venture Drive
#19-21 Vision Exchange
Singapore 608526

Email: legal@doublejglobal.com